1. I have been turned down by three mortgage companies and banks – can I still qualify for your programs?
2. What if I have no down-payment…and no closing costs? 
3. I have a credit score in the low 500s  This doesn’t affect us!?
4. What about major problems like bankruptcy, foreclosure or judgments?
5. What is the interest rate? 
6. How do I know that I can afford the monthly payments? 
7. What’s my maximum purchase price? 

1.  I have been turned down by three mortgage companies and banks – can I still qualify for your programs?  Don’t worry! Most people should still qualify. Good, Bad and Ugly credit is okay!   

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2.  What if I have no down-payment…and no closing costs?  With our Easy Financing Programs we can get you up to 100% financing and can even assist with your closing costs. 

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3.  I have a credit score in the low 500s  This doesn’t affect us!?  We can completely disregard credit scores. Your ability to make reasonable monthly payments and your desire to become a homeowner now is what’s important.   

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4.  What about major problems like bankruptcy, foreclosure or judgments?   No problem if you can afford slightly higher payments.  Sometimes a small down payment may be required, but… unlike banks we can often disregard these issues since we are private investors.   

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5.  What is the interest rate?  Typical interest rates range from 7.5 to 12.5 percent depending on your down-payment and credit.  Ask your EassyfinancingHomes.com representative how you can get a payment break for up to a year to the equivalent of as low as a 6% loan! 

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6.  How do I know that I can afford the monthly payments?  The monthly payments average 1% of the purchase price of the home when you have no down-payment. That includes all principal and interest payments, property tax and insurance. If you choose to make a ten percent down-payment, this will lower your monthly costs by 10%.  

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7.  What’s my maximum purchase price?  You can easily calculate that for yourself: Take half of your combined household income and multiply that by 100. That’s the maximum purchase price.  Other payments you are making may lower that amount.

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