BUYER APPLICATION

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Mortgage Calculator:

Sales Price:		$
Down:		%
Interest Rate:		%
Term:		yrs

Monthly payment:		$

This buyer pre-qualification form is designed to get a buyer(s) prequalified for one of our homes. It is extremely important that the person's income can support the requested monthly payment. A good rule of thumb is to take the person's income (If two are applying then both incomes) and divide it by 2. Take the resulting amount and subtract any other debt such as credit cards, car loans, medical bills (no food, telephone, cable, cell or any of the consumer type expenses). If the resulting number is less than the future monthly payment, then please don't apply.

Total Income [minus] debt [minus] projected monthly payment [can't be greater than] 50% debt ratio.

Example: Total Income=5,000 Total debt = 500 Expendable income =4500 Divide 4500/2 = Max payment = 2,250

Easyfinancing Representative's Code (if unknown leave blank)

Borrower's Name

Borrower's date of birth (mm/dd/yyyy or 12/19/1975)

Borrower's SSN

Borrower's total monthly income

Co-borrower's Name

Co-borrower's date of birth (mm/dd/yyyy or 12/19/1975)

Co-borrower's SSN

Co-borrower's total monthly income

Total Monthly debt (Loans, Credit cards)

Phone Number

Fax Number

Present Address

City

State

Zip Code

Property Type you want

Other Requirements

Address of the home you want if known

Are you a first time homebuyer? or if you have not owned a home the last 3 years as of the date of the last payment you can also mark "yes"

What is your current housing situation?

If renting have you been 30 days late or more on your rent payment in the last 12 months?

If renting, what is your current rental payment?

Price of home you like if known

Target Home Price

Target down payment

Target monthly payment

Credit rating

Tell us about your current job
or any other comments regarding your credit,
situation or comments in general

How fast you need to buy

As soon as possible
In the next 3 months
In the next 6 months
Within a year

Best time to call?

I hereby grant permission for EasyfinancingHomes.com and/or its third party lenders and facilitators on behalf of Easyfinancinghomes.com to obtain all information deemed necessary to process my mortgage loan application. This information includes, but is not limited to, my past and present employment status, my deposit accounts, my past and present consumer credit record, my mortgage record and/or my rental record.

Authorization to Pull Credit	Yes, you can pull my credit No, Call me first!
Name of Person completing this form*

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